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๐Ÿ  Home Loan

Home Loan

Compare home loans from SBI, HDFC, ICICI, Axis & more. Rates from 6.90%*, tenure up to 30 years, balance transfer & top-up. Apply online, quick approval, PAN-India.

Overview

Home Loan made simple

Whether you're buying your first home, constructing, renovating or transferring an existing loan for a lower rate, we help you compare and secure the best home loan across India's leading banks โ€” with expert hand-holding from application to disbursement.

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Rates from 6.90%* p.a.
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Quick approval
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40+ lenders

Apply for Home Loan

Free callback from a loan expert. No obligation.

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Key features

Why choose Home Loan through eBankers

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Purchase, construction & plot

Finance a ready or under-construction property, build on your own plot, or fund renovation.

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Balance transfer & top-up

Move your existing loan to a lower rate and unlock additional funds on your equity.

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Tenure up to 30 years

Longer tenures mean lower EMIs โ€” structure repayment to fit your cash flow.

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Up to 90% funding

Finance up to 90% of the property value, subject to eligibility.

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Tax benefits

Claim deductions on principal (80C) and interest (Sec 24) as per prevailing rules.

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PMAY guidance

We help eligible first-time buyers explore government subsidy schemes.

โœ… Eligibility criteria

  • Salaried, self-employed professionals & business owners
  • Age 21โ€“65 years (at loan maturity)
  • Minimum income as per lender norms
  • Stable employment / business vintage
  • Good CIBIL / credit score (750+ preferred)

๐Ÿ“„ Documents required

  • PAN & Aadhaar (KYC)
  • Latest salary slips / income proof
  • Bank statements (6โ€“12 months)
  • Property documents
  • Employment / business proof
  • Passport-size photographs
Questions

Home Loan FAQs

What is the minimum interest rate on a home loan?

Rates currently start around 6.90%* p.a. for eligible borrowers, varying by lender, profile, loan amount and whether the rate is fixed or floating. We compare live offers to find your lowest.

Can I transfer my existing home loan?

Yes. A balance transfer moves your outstanding loan to a bank offering a lower rate, reducing your EMI or tenure. You can often take a top-up loan at the same time.

How much loan can I get?

Typically up to 75โ€“90% of the property value, based on your income, obligations and credit profile. Use our EMI calculator to estimate comfortable borrowing.

How long does approval take?

With complete documents, in-principle approval can come within 2โ€“4 working days; disbursement follows legal and valuation clearance.

Get your Home Loan at the best rate

Compare offers from 40+ banks and let our experts negotiate for you. Free and no obligation.

Apply now
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