/* ==========================================================================
   eBankers.in — Loan & Financial Marketplace
   Bright, modern aggregator style (BankBazaar / Paisabazaar standard)
   ========================================================================== */

:root{
  --blue:#0A5FC7;--blue-dark:#084CA0;--blue-light:#EAF2FD;--blue-lighter:#F4F8FE;
  --teal:#0FB5B0;--green:#16A34A;--orange:#FF7A29;
  --navy:#0F2A47;--ink:#1F2A37;--ink-soft:#5B6472;--ink-faint:#8A93A2;
  --line:#E7EBF0;--line-soft:#F0F3F7;--bg:#FFFFFF;--bg-soft:#F7F9FC;
  --gold:#F5A623;
  --radius:16px;--radius-sm:11px;--radius-lg:22px;
  --shadow-xs:0 1px 2px rgba(15,42,71,.06);--shadow-sm:0 2px 8px rgba(15,42,71,.07);
  --shadow:0 8px 28px rgba(15,42,71,.10);--shadow-lg:0 20px 48px rgba(15,42,71,.15);
  --shadow-blue:0 10px 30px rgba(10,95,199,.28);
  --maxw:1180px;
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --font-head:'Sora','Inter',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-rendering:optimizeLegibility}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px;overflow-x:hidden;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none;transition:color .18s}
a:hover{color:var(--blue-dark)}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--navy);line-height:1.18;font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2rem,4.5vw,3.2rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.2vw,2.35rem)}
h3{font-size:clamp(1.15rem,1.8vw,1.4rem)}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:clamp(48px,7vw,86px) 0}
.section-soft{background:var(--bg-soft)}
.section-tight{padding:clamp(36px,5vw,60px) 0}
.eyebrow{font-weight:700;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:12px;display:inline-block}
.lead{font-size:1.12rem;color:var(--ink-soft);max-width:62ch}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}

.btn{display:inline-flex;align-items:center;gap:8px;justify-content:center;font-family:var(--font);font-weight:700;font-size:.97rem;padding:13px 26px;border-radius:var(--radius-sm);border:2px solid transparent;cursor:pointer;transition:transform .14s,box-shadow .2s,background .18s;white-space:nowrap}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:var(--shadow-blue)}
.btn-primary:hover{background:var(--blue-dark);color:#fff}
.btn-orange{background:var(--orange);color:#fff;box-shadow:0 10px 26px rgba(255,122,41,.32)}
.btn-orange:hover{filter:brightness(1.05);color:#fff}
.btn-ghost{background:#fff;color:var(--blue);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue-dark)}
.btn-white{background:#fff;color:var(--blue)}
.btn-white:hover{background:var(--blue-light);color:var(--blue-dark)}
.btn-lg{padding:16px 34px;font-size:1.05rem}
.btn-block{width:100%}
.btn-sm{padding:9px 18px;font-size:.88rem}

.site-header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:92px;gap:20px}
.brand{display:flex;align-items:center;flex-shrink:0}
.brand img{height:64px;width:auto}
.nav-links{display:flex;align-items:center;gap:2px;list-style:none}
.nav-links > li{position:relative}
.nav-links > li > a{display:block;padding:10px 15px;color:var(--navy);font-weight:600;font-size:.96rem;border-radius:9px}
.nav-links > li > a:hover{background:var(--blue-light);color:var(--blue)}
.nav-cta{display:flex;align-items:center;gap:10px;flex-shrink:0}
.has-drop > a::after{content:"⌄";font-size:.95em;margin-left:5px;color:var(--ink-faint);position:relative;top:-2px}
.drop{position:absolute;top:calc(100% + 8px);left:0;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s;list-style:none}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop li a{display:flex;align-items:center;gap:11px;padding:11px 13px;border-radius:9px;color:var(--ink);font-size:.93rem;font-weight:600}
.drop li a:hover{background:var(--blue-lighter);color:var(--blue)}
.drop .di{width:34px;height:34px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-size:1.05rem;flex-shrink:0}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}
.menu-toggle span{width:24px;height:2.5px;background:var(--navy);border-radius:2px;transition:.3s}

.hero{background:linear-gradient(180deg,#F4F8FE 0%,#EAF2FD 55%,#F7F9FC 100%);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;top:-120px;right:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(15,181,176,.14),transparent 70%);pointer-events:none}
.hero .container{position:relative;z-index:2;padding:clamp(44px,6vw,72px) 20px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.hero h1{max-width:15ch}
.hero h1 .hl{color:var(--blue)}
.hero-lead{font-size:1.18rem;color:var(--ink-soft);max-width:52ch;margin:18px 0 28px}
.hero-cta{display:flex;gap:13px;flex-wrap:wrap;margin-bottom:30px}
.hero-points{display:flex;gap:22px;flex-wrap:wrap}
.hero-points .hp{display:flex;align-items:center;gap:9px;font-size:.92rem;font-weight:600;color:var(--navy)}
.hero-points .hp .ck{width:22px;height:22px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.75rem;flex-shrink:0}

.quick-card{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:28px;border:1px solid var(--line-soft)}
.quick-card .qc-head{display:flex;align-items:center;gap:12px;margin-bottom:6px}
.quick-card .qc-head .badge-free{background:var(--green);color:#fff;font-size:.68rem;font-weight:800;padding:3px 9px;border-radius:6px;letter-spacing:.03em}
.quick-card h3{font-size:1.3rem}
.quick-card p{color:var(--ink-soft);font-size:.9rem;margin-bottom:18px}
.field{margin-bottom:14px}
.field label{display:block;font-size:.82rem;font-weight:700;color:var(--navy);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:var(--radius-sm);font-family:var(--font);font-size:.95rem;color:var(--ink);background:#fff;transition:border .18s,box-shadow .18s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(10,95,199,.13)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.req::after{content:" *";color:#E5484D}

.cat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(216px,1fr));gap:18px}
.cat-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;transition:transform .2s,box-shadow .2s,border-color .2s;position:relative;display:block}
.cat-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.cat-ic{width:58px;height:58px;border-radius:15px;display:flex;align-items:center;justify-content:center;font-size:1.7rem;margin-bottom:16px;background:var(--blue-light);color:var(--blue)}
.ic-blue{background:var(--blue-light);color:var(--blue)}
.ic-teal{background:#E0F7F6;color:var(--teal)}
.ic-green{background:#E4F7EB;color:var(--green)}
.ic-orange{background:#FFF0E6;color:var(--orange)}
.ic-purple{background:#EEEAFB;color:#7C5CE0}
.ic-gold{background:#FEF3DD;color:#D9962A}
.cat-card h3{font-size:1.2rem;margin-bottom:7px}
.cat-card p{color:var(--ink-soft);font-size:.9rem;margin-bottom:15px;line-height:1.55}
.cat-rate{display:flex;align-items:baseline;justify-content:space-between;padding-top:14px;border-top:1px solid var(--line-soft)}
.cat-rate .r{font-family:var(--font-head);font-weight:800;color:var(--navy);font-size:1.15rem}
.cat-rate .r small{display:block;font-family:var(--font);font-size:.68rem;color:var(--ink-faint);font-weight:600}
.cat-rate .go{font-weight:700;font-size:.88rem;color:var(--blue)}
.cat-card:hover .go{color:var(--blue-dark)}

.sec-head{max-width:660px;margin-bottom:40px}
.sec-head.center{margin-left:auto;margin-right:auto}

.bank-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(184px,1fr));gap:16px}
.bank-logo{display:flex;align-items:center;gap:13px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;transition:.22s;min-height:80px}
.bank-logo:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-3px)}
.bank-mark{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:800;font-size:.92rem;color:#fff;flex-shrink:0;letter-spacing:-.01em;box-shadow:0 4px 12px rgba(15,42,71,.16)}
.bank-logo .bname{font-size:.9rem;font-weight:700;line-height:1.25;color:var(--navy);text-align:left}

.feat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:26px}
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:.2s}
.feat:hover{box-shadow:var(--shadow-sm);border-color:transparent}
.feat .fic{width:52px;height:52px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:15px;background:var(--blue-light);color:var(--blue)}
.feat h3{font-size:1.12rem;margin-bottom:7px}
.feat p{color:var(--ink-soft);font-size:.93rem}

.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px}
.step{position:relative;padding:28px 26px;background:#fff;border-radius:var(--radius);border:1px solid var(--line)}
.step .snum{width:44px;height:44px;border-radius:12px;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:800;font-size:1.2rem;margin-bottom:14px;box-shadow:var(--shadow-blue)}
.step h3{font-size:1.1rem;margin-bottom:6px}.step p{color:var(--ink-soft);font-size:.92rem}

.stat-band{background:linear-gradient(120deg,var(--blue),var(--blue-dark));color:#fff}
.stat-band .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:24px;text-align:center}
.stat-band .n{font-family:var(--font-head);font-size:clamp(2.1rem,4vw,2.9rem);color:#fff;font-weight:800}
.stat-band .l{color:rgba(255,255,255,.82);font-size:.9rem;margin-top:4px}

.cta-band{background:linear-gradient(120deg,var(--blue),var(--teal));color:#fff;border-radius:var(--radius-lg);padding:clamp(38px,5vw,60px);text-align:center;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;top:-80px;right:-60px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.08)}
.cta-band h2{color:#fff;max-width:22ch;margin:0 auto 12px;position:relative}
.cta-band p{color:rgba(255,255,255,.92);max-width:52ch;margin:0 auto 26px;position:relative}
.cta-band .btn{position:relative}

.site-footer{background:#0F2A47;color:#AFBCCD;padding:60px 0 26px}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.site-footer h4{color:#fff;font-size:.82rem;letter-spacing:.09em;text-transform:uppercase;margin-bottom:16px;font-family:var(--font)}
.site-footer ul{list-style:none}.site-footer li{margin-bottom:9px}
.site-footer a{color:#AFBCCD;font-size:.92rem}.site-footer a:hover{color:#fff}
.foot-brand img{height:58px;margin-bottom:14px;background:#fff;padding:7px 10px;border-radius:10px}
.foot-brand p{font-size:.9rem;max-width:36ch;margin-bottom:14px;color:#9AA9BC}
.foot-contact{font-size:.9rem;line-height:1.8}.foot-contact strong{color:#fff}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem}
.foot-bottom .disc{max-width:72ch;color:#7C8BA0;font-size:.77rem;line-height:1.6}

.page-hero{background:linear-gradient(180deg,#F4F8FE,#EAF2FD);padding:clamp(40px,6vw,72px) 0;border-bottom:1px solid var(--line-soft)}
.page-hero h1{max-width:22ch}
.page-hero p{color:var(--ink-soft);font-size:1.1rem;max-width:58ch;margin-top:12px}
.breadcrumb{font-size:.85rem;color:var(--ink-faint);margin-bottom:16px}
.breadcrumb a{color:var(--ink-soft)}.breadcrumb a:hover{color:var(--blue)}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split-3-2{display:grid;grid-template-columns:1.25fr 1fr;gap:44px;align-items:start}

.calc{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:30px}
.calc-out{background:linear-gradient(140deg,var(--blue),var(--blue-dark));color:#fff;border-radius:var(--radius-lg);padding:32px;display:flex;flex-direction:column;justify-content:center}
.calc-out .emi{font-family:var(--font-head);font-size:clamp(2.2rem,5vw,2.9rem);color:#fff;font-weight:800}
.calc-out .row{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.94rem;color:rgba(255,255,255,.85)}
.calc-out .row strong{color:#fff}
.range{width:100%;margin:10px 0;accent-color:var(--blue);height:6px}
.calc-val{font-family:var(--font-head);font-size:1.25rem;color:var(--blue);font-weight:800}

.faq-item{border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:12px;overflow:hidden;background:#fff}
.faq-q{padding:18px 22px;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;font-size:1rem}
.faq-q::after{content:"+";font-size:1.5rem;color:var(--blue);transition:transform .2s;flex-shrink:0;line-height:1}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s}
.faq-item.open .faq-a{max-height:420px}
.faq-a p{color:var(--ink-soft);font-size:.95rem;padding:0 22px 20px}

.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;height:100%}
.info-card h3{margin-bottom:10px}
.info-card ul{list-style:none;margin-top:12px}
.info-card li{padding:8px 0 8px 28px;position:relative;font-size:.93rem;color:var(--ink-soft)}
.info-card li::before{content:"✓";position:absolute;left:0;top:8px;color:#fff;background:var(--green);width:18px;height:18px;border-radius:50%;font-size:.7rem;display:flex;align-items:center;justify-content:center;font-weight:800}

.badges{display:flex;gap:26px;flex-wrap:wrap;align-items:center;justify-content:center}
.badge-item{display:flex;align-items:center;gap:10px;color:var(--ink-soft);font-size:.9rem;font-weight:600}
.badge-item .bi{width:40px;height:40px;border-radius:11px;background:var(--blue-light);color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:1.15rem}

.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:clamp(24px,4vw,40px)}
.form-note{background:var(--blue-light);border-left:3px solid var(--blue);border-radius:9px;padding:14px 18px;font-size:.9rem;color:var(--navy);margin-bottom:24px}

.trust-strip{background:#fff;border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft);padding:22px 0}
.trust-strip .tl{display:flex;align-items:center;justify-content:center;gap:30px;flex-wrap:wrap}
.trust-strip .tlabel{font-size:.8rem;font-weight:700;color:var(--ink-faint);letter-spacing:.06em;text-transform:uppercase}

.wa-float{position:fixed;bottom:24px;right:24px;z-index:80;width:58px;height:58px;border-radius:50%;background:#25D366;color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.7rem;box-shadow:0 8px 24px rgba(37,211,102,.44);transition:transform .2s}
.wa-float:hover{transform:scale(1.08);color:#fff}

.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s,transform .6s}
.reveal.in{opacity:1;transform:none}

.toast{position:fixed;bottom:30px;left:50%;transform:translateX(-50%) translateY(80px);background:var(--navy);color:#fff;padding:15px 26px;border-radius:12px;box-shadow:var(--shadow-lg);z-index:120;opacity:0;transition:.3s;font-weight:600;max-width:90vw;text-align:center}
.toast.show{transform:translateX(-50%) translateY(0);opacity:1}

.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.pill{display:inline-block;padding:5px 13px;border-radius:99px;background:var(--blue-light);color:var(--blue);font-size:.78rem;font-weight:700}

.mobile-nav{display:none;position:fixed;inset:0;top:92px;background:#fff;z-index:55;padding:20px;overflow-y:auto}
.mobile-nav ul{list-style:none}
.mobile-nav > ul > li{border-bottom:1px solid var(--line-soft)}
.mobile-nav a{display:block;padding:15px 4px;color:var(--navy);font-weight:600;font-size:1.05rem}
.mobile-nav .sub a{padding-left:18px;font-size:.95rem;font-weight:500;color:var(--ink-soft)}
.mobile-nav .btn{margin-top:18px}

@media(max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:32px}
  .split,.split-3-2{grid-template-columns:1fr;gap:30px}
  .foot-grid{grid-template-columns:1fr 1fr;gap:30px}
  .grid-3{grid-template-columns:1fr}
  .nav-links,.nav-cta .btn-ghost{display:none}
  .menu-toggle{display:flex}
  .mobile-nav.open{display:block}
}
@media(max-width:560px){
  .field-row{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .hero-cta{flex-direction:column}
  .hero-cta .btn{width:100%}
  .brand img{height:52px}
  .nav{height:78px}
  .mobile-nav{top:78px}
}
@media print{.site-header,.wa-float,.site-footer{display:none}}